Commentary

Articles, Editorials, News, and Other Timely Information

Follow us on Twitter.com as "JenColeNM" for comments on a variety of topics as well as announcement of upcoming events. (See also Events.)

Here are several articles that we think you will find of interest. We recommend that you speak with us or another financial professional about your particular situation in regard to these topics. 

• When to collect Social Security is a decision that should be made with care. Know the rules and make an informed choice. (Learn More)
• Long term care costs are a risk that we face in our later years. The key is to make an informed choice between self-insuring and buying LTC insurance. (Learn More)
• Thinking about retiring? Some serious preparation, financial and otherwise, is in order. (Learn More)
• Many individuals are tightening their belts these days. A spending plan, more commonly referred to as a budget, can be an important tool to prioritize and reduce your spending. (Learn More)
• It’s important to know your investment options and your true tolerance for risk. Even if you delegate management of your investments, you will benefit from a solid understanding of the basics. (Learn More)
• Financial planning often focuses on the goal of retiring. But retirement is already a fact for many people. If that describes you, here’s an article on required minimum distributions for your retirement accounts. (Learn More)
• With the tax rates likely to rise, now may be a good time to convert your traditional IRA into a Roth IRA. The move is not right for everyone but it may be right for you.  (Learn More)
• We all have an estate plan, whether it be a written plan that specifically addresses our wishes, or a plan that will be dictated by our state’s probate process. The first choice is much better! (Learn More)

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